Financial Planning advice provided as a Corporate Authorised Representative of Boston Reed Pty Ltd (AFSL: 225738 ABN: 89 091 004 885)

Credit Advice provided under Balancy & Associates Financial Services Pty Ltd (ACL: 419768 ABN: 62 093 538 482)

In the spirit of reconciliation, we acknowledge the traditional custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.